Cinch® Privacy Statement

Cinch® is committed to protecting your online privacy and believes it is important for you to know how we handle the information we receive from you online.

Our privacy statement describes the information we collect online, how we protect it and what choices you have about how that information is used. We encourage you to read this statement carefully so that you will understand the privacy standards used to ensure the security and confidentiality of your information. Should you have any questions about this statement or our privacy practices, please contact us: PrivacyConcerns@paml.com.

The Type of Information We Collect

Cinch® collects information that identifies you online that you voluntarily provide through our websites or affiliated sites. The Cinch® bill payment link, which allows you to make electronic payments, requests that you provide personal financial data for the payment of invoices. When you register for a web account you may provide us with personal health information (such as age, gender, health and background), demographic information and lifestyle information.

Collection and Use of Non-Personal Information / Cookies

Cinch® tracks visitors to our website(s) by collecting data elements called “cookies.” Cookies collected from the website are used to identify which computer you are using, assist in the navigation of the web site, and remember settings. Cookies are not permanently maintained within our tracking system. You may prevent your computer from accepting cookies by modifying the properties on your web browser, however, stopping your computer from accepting cookies may limit functionality and impact your experience on the website.

How we protect your information

It is Cinch’s commitment to protect your personally identifiable information against unauthorized access or release. As part of a comprehensive information security program, all the personal information you provide to us is handled through a Secure Socket Layer which is a secure Web technology that encrypts your account information during transmission. Cinch® operates its information security program in compliance with all applicable laws and regulations.

Internet Links to Other Sites

As a convenience to our website visitors, Cinch’s website contains links to a number of sites that may provide useful information. Links contained on the Cinch® website which transfer you to a non-Cinch® site are not maintained by Cinch® and may contain different information and/or different privacy policies/practices from those of Cinch®. You may wish to review the privacy policies of these websites and/or receive specific information regarding that site’s privacy policies and procedures after leaving Cinch’s site. Cinch® is not responsible for the content or privacy practices of a non-Cinch® website. Cinch® does not control, or have responsibility for the security of non-Cinch® sites.

Access by Minors

Cinch® is committed to the protection of children’s privacy, security, and safety. Our websites are created for an adult audience and are not designed or intended to attract children in any way. We do not knowingly solicit, collect or accept any information from children on this website.

Changes to our Privacy Statement

Cinch® may alter or make changes to this privacy statement from time to time when developments occur and/or technology improvements are implemented. When changes are made, we will update our privacy statement and notices. Please review this page periodically to ensure that you are aware of any such updates. Continued use of our services indicates acceptance of changes.

Usage Consent

By visiting and using any of Cinch’s websites and the contents therein, you consent to the collection, use and disclosure of information as described in this statement.

How to Contact Cinch®

Cinch® welcomes feedback and questions regarding our privacy statement. If you need further information or have questions regarding this privacy statement, please send an e-mail to: PrivacyConcerns@paml.com.